The House Is Not Representative

I've been thinking of a way that a large state would have its people better represented by its Congressional Representatives and guard against the abuses of biased redistricting.  I'm thinking that the single-member district idea isn't the best we can do.

So here it is:

First, the simple version:  Proportional Representation.  Each qualified party (last election there were 7 in California) has a primary in which the party's candidates are ranked.

All the Representatives for the state are being determined at the same time.   If the Green Party gets 11% of the Proportional votes, approximately 11% of the Representatives will be chosen from their top ranked candidates (probably the top 4 candidates).  If the Libertarian Party gets 17% they might get their top 7 candidates in.  (I believe this is called party list proportional representation.

Second, the feature of Party Seats.   Let's say that 10 of the 53 Representative seats are Party Seats.  The top 10 political parties as determined by state membership each get one of these seats.  Which would mean 7 seats currently filled this way in California.

The Third House of the Legislature

In light of our worsening budgetary problems, I'd just like to explore a fanciful idea about adding a third House to our federal Legislature with the following considerations in mind:

1.    The menu is determined by those who are paying the bill. Democracy shouldn't be two wolves and a sheep voting on what's for dinner. People that take more from the government than they provide shouldn't be able to simply vote themselves money at their neighbor's expense.
2.    Americans should have more direct say on how such a considerable slice of their income gets spent. Of necessity, they can't control all of it, but they can at least override the influence of their legislators to some degree. If a citizen does not want his money spent on defense, he/she can earmark up to 50% of his/her income for something else. If she wants 30% to go to Social Security and 20% to pay the debt, she can do this.
3.    Each district would get financial representation that would be answerable, not on policy of who gets which entitlements (that's for the Senators and Representatives to work out with lobbyists and special interest groups), but to be judged solely on certain financial matters. The Senate and the HoR can still spend the money on wasteful enterprises, but they won't be able to arbitrarily run us into debt to do so. Meanwhile our financial representatives would have no say over culture war issues. They will mainly act as our budget balancers and investigate how our money is being spent. They determine how much the other Houses get to waste.
4.    Not just anyone should be allowed to act as our accountants. Most legislators have legal training (lot of good it does them) and not much business sense beyond how to exploit the political process to make money. This is really, really, really bad for the rest of us.

With these considerations in mind, I introduce the Third House of our new Tricameral Legislature by Amendment 28 to the Constitution!